I used to laugh when I meet someone new, and they asked what I did for a living. “I own and operate a spa.” I would say. Then I'd wait for it. “Oh! That must be such a relaxing job!” they would reply, eyes bright and imagining working in a candle-lit room, listening to spa music and giving a facial. Yes, that sounds like it would be an amazing career! LOL. Nothing could be further than the truth though.
And once the spa owner is finally open for business, she finds it's REALLY hard to pay off those credit cards when she realizes how cash strapped she is for the first year or two. What happens then is entrepreneurs end up using an already high credit card for their operating account. It becomes a very expensive hamster wheel and feels like there is no end in sight.